Výnosová metoda: Jak správně spočítat výnos z investice do nemovitosti

When you buy a rental property, you’re not just buying walls and a roof — you’re buying a výnosová metoda, systém, kterým se počítá, kolik peněz vám nemovitost pravidelně přinese. Also known as metoda výnosu z nájmu, it helps you cut through the noise and see if a property actually pays for itself. Many people think a cheap apartment is a good deal — until they realize the rent doesn’t cover the mortgage, repairs, and taxes. That’s where the výnosová metoda comes in. It turns emotion into numbers.

This method doesn’t just look at monthly rent. It connects nájemní příjem, pravidelný příjem z pronájmu nemovitosti with investice do nemovitosti, celková částka, kterou jste do nemovitosti vložili, včetně nákupu, úprav a poplatků. If you paid 3 million for a flat and get 12,000 Kč rent per month, your gross annual return is 4.8%. But after taxes, maintenance, and vacancies? That drops fast. That’s why smart investors don’t just check the rent — they run the full math.

The výnosová metoda also ties directly to daňové dopady, jak daně ovlivňují skutečný čistý výnos z nemovitosti. In 2025, you can deduct up to 30% of rental income as automatic expenses — but only if you keep records. Some people forget to include things like insurance, property management fees, or even the cost of replacing a broken faucet. Those add up. And if you later sell the property, the tax rules under § 12c or vlastní bytová potřeba can change everything. The výnosová metoda isn’t just a calculator — it’s your early warning system.

What you’ll find below are real examples from Czech investors: how they calculated returns on apartments in Brno, what happened when they switched from short-term to long-term rentals, and why one guy doubled his cash flow just by fixing the heating system. No fluff. No theory. Just the numbers that matter.